Simulated after the evaluation · pays outForex / CFD · Prague · since 2015 · ftmo.com

FTMO

31 / 100 · 100% verified

Why this zone

Yellow, not green: the funded account is simulated, so the firm earns from fees. Not red: 10+ years, published prices and contracts, payouts confirmed by traders, and only 3% 1-star reviews out of 53,000+. What pulls it down: discretionary rules such as a per-trade limit that is not published.

In short

The oldest and best-known challenge firm, with clear prices and both contracts published before you buy. But the funded account is simulated: the firm's income is challenge fees, not your profit, and you can lose half of its real risk in a single day.

Firm details

Website: ftmo.com
Founded: 2015
Challenge company: FTMO Evaluation Global s.r.o., Prague
Funded company: FTMO Trading Global s.r.o., Prague
Group: Owns broker OANDA since Dec 2025
What you trade: Forex, indices, commodities, crypto, stocks — all as CFDs
Platforms: MT4, MT5, cTrader, DXtrade, TradingView
Price: From €79; 2-Step fee refunded with first payout
Profit split: 80–90%
Payouts: First not earlier than day 15
Growth: +25% every 4 months, up to $2M
Regulated: No — simulated trading only

Bad days to blow-up

2

5% daily of 10% total (2-Step)

Real capital at risk per day

50%

norm: 1–3%

Profit split

80–90%

on a paid challenge = red flag

Challenge fee

from €79

2-Step fee refunded with first payout

Score by category

Whose money (35%)10

Simulated accounts, no financial licence. Legal entities named.

Real risk (25%)5

Only daily and total limits; nothing tightens after losses.

Trading as a job (15%)55

Free education, +25% capital every 4 months, no time limit.

Do they pay (15%)75

Payouts confirmed; no cap; 3% 1-star on Trustpilot (53,000+ reviews) — but 3+ discretionary clauses.

Price and fair rules (10%)70

Prices published; per-trade limit not published.

Strengths

Longest track record among challenge firms (since 2015)
Prices and both contracts published before you buy
No payout cap

Watch out for

Funded account is simulated — the firm earns from fees
You can lose 50% of the real risk in one day
A per-trade risk limit can be set for you; the number is not published
One breach can close all your accounts

Who it fits

Fits: traders who understand it is a paid simulation and want a long track record.

Doesn't fit: anyone looking for trading as a job with real capital.

Access: worldwide, with country restrictions.

Remember the one rule

Simulated account after you pass = you trade against the firm.

Real account with real money = your profit is its profit.

Last changes

12 Oct 2026

1-Step Challenge: the Best Day rule is replaced by a Consistency rule for orders created from 12 October, 09:00 platform time. Older orders keep the Best Day rule. Source

We check this firm twice a week.

Disclosure: no relationship with FTMO. We never place affiliate links on simulated firms.

Sources: FTMO Terms and Conditions, FTMO Trading Updates, Czech National Bank statement · Checked November 2026. The firm can send corrections.